Pay for the kitchen you can see.
A kitchen remodel is $50–150K moving through your checking account on trust. On Obra, it sits in licensed escrow and releases draw by draw — when the cabinets are actually on the wall, not when someone says they're ordered.
Kitchens die in the gray zones — the deposit fight, the counter-install wait, the punch-list stall. On Obra the whole job is funded in escrow before demo day, and every approved draw pays you same-day ACH.
Built for the way this goes wrong.
Built for the way you actually get paid.
The deposit stops being a leap of faith
Your money is committed to the project in FDIC-insured escrow — not funding someone else's job down the street.
Cabinet and counter draws release on proof
Photos, video, GPS and timestamps on every milestone. Approve from your phone in a minute.
Lien waivers collected every draw
The cabinet shop and the counter fabricator get paid — provably — so no one ever liens your house.
The whole job is funded before demo
No more staging your cash flow around a homeowner's mood. The money exists, restricted and visible.
Big material draws, same-day
Cabinets and slabs are brutal to float. Submit the draw with photos, get ACH the day it's approved.
Change orders that actually get paid
"While we're at it" becomes a priced, approved, escrowed line — not a fight at final.
A typical kitchen remodel project on Obra: $96,000, five draws.
Every dollar is committed to licensed escrow at signing and releases per phase — when you've seen the evidence and tapped approve.same-day ACH each time the homeowner approves your evidence.
| Draw | Milestone | Amount |
|---|---|---|
| 01 | Demo & rough-ins | $12,000 |
| 02 | Cabinets set | $31,000 |
| 03 | Counters & backsplash | $22,000 |
| 04 | Appliances & plumbing trim | $18,500 |
| 05 | Paint, punch list & final | $12,500 |
What homeowners ask about kitchen remodel.
What kitchen remodel pros ask.
How much should I put down on a kitchen remodel?
On Obra, the old deposit question disappears: you fund the project into licensed escrow, but the contractor only receives money as milestones are verified and approved. Nothing is 'down' — everything is committed and protected.
What if my kitchen contractor disappears mid-job?
Unreleased funds are still in escrow — they were never in the contractor's account. A defined wind-down returns unearned money to you, and your photo archive documents exactly where the job stood.
Cabinets are half my contract. Can the draw schedule front-load materials?
Yes — draw schedules are built around your real cost curve. A cabinet-set draw can carry the weight it deserves; it releases the day the homeowner approves the install evidence.
Does homeowner approval slow down a fast kitchen job?
Most homeowners approve the same day — reviewing takes about a minute and reminders chase them automatically. Under 24 hours from submission to ACH is typical, against the industry's 74-day average.
Start your kitchen remodel protected.
Bring your next kitchen remodel job to Obra.
Now piloting with projects on the Wasatch Front.