Never worry about the money again.
Trust is structural.
Your money sits safe in licensed Utah escrow. The work gets proven with photos and video. One tap — and the builder is paid the same day. You never pay for work that isn’t there. They never wait for money that is. Nobody has to take anybody’s word for anything. Everybody sleeps.
You’re both looking at the same screen. Same numbers, same photos, same money. Most arguments never even get born.
Building shouldn’t feel like gambling.
You hand over a huge check and hope. They finish the work and wait. Everybody’s nervous, nobody’s happy — on every build, everywhere. It doesn’t have to work like this.
The 2 AM homeowner math
Half your savings, sitting in somebody else’s account. Progress you can’t judge from the driveway. And that story from your neighbor you really wish you could unhear.
The contractor's float
The work’s done. The invoice is out. Payroll hits Friday — and the money strolls in 74 days later. So the next bid gets padded, and everybody pays for the wait.
Here’s what it feels like instead.
Spend your energy on paint colors and tile — not on whether your contractor is coming back.
Your money’s in licensed escrow, not in someone’s account. Every dollar that moves, you moved it. The worst-case scenario simply can’t happen — so go back to enjoying the thing you’re building.
Mrs. Johnson pulls up in a new Range Rover, and you don't feel a thing.
Because your money is already funded and waiting — not “coming.” No reading tea leaves on a client’s finances. No wondering about the last draw. You just build. The ledger already answered the question.
Four steps. One tap. Same-day money.
The same way banks fund construction — rebuilt for humans, and sized for your kitchen.
Fund the project
Your money goes into FDIC-insured escrow with our licensed Utah title & escrow partner. Safe, visible to both of you, committed to the build. Nobody’s pocket.
Work gets documented
Milestone done? The crew snaps photos and video right in the app — timestamped, GPS-matched, waiver attached, AI-checked against the scope. Proof, not promises.
Approve with a tap
You get the good kind of notification. Review the proof from anywhere, tap approve. Got a question? The draw waits while you talk. Money never moves without you.
Released same day
Same-day ACH. Not 74 days — today. Everyone gets the receipt, everyone gets paid, everyone goes home to dinner.
Get paid the day you earn it.
- Same-day ACH the moment the draw’s approved. Payroll stops being a cliff.
- Your crew documents from the phones already in their pockets. Two minutes, done.
- Win the nervous ones: “your money sits in licensed escrow, not my account.”
- And the only time Obra buzzes? You got work, or you got paid. Your two favorite sounds.
Never pay ahead of the work again.
- Your money lives in FDIC-insured escrow until the work is proven. Never in someone’s account.
- See it before you pay for it — photos, video, GPS, every single milestone.
- Your whole build, documented. From dirt to final walkthrough.
- Something feel off? The money freezes while you sort it out. No chasing refunds, ever.
The money’s the start. The calm is the point.
Obra runs the whole build. The schedule reflows itself when day three goes sideways. Estimates draft themselves from the plans. Your phone goes quiet at dinner, and one 7 AM digest shows up with every next move already drafted — you just tap. Subs find work, watch live dates, and get paid the day the draw clears. Rolling out with founding builders now.
Walk the live product demo →You can’t escrow alone — and that’s the point.
Every job puts a homeowner, a builder and the crews around the same protected money. Set up once, and it travels with you to every job after. Good work builds an Obra Score nobody can buy — real releases, real dates kept, a reputation that wins the next bid for you. Rent out a cabin? Airbnb. Build or remodel a home? Obra. This is where construction transacts.
Whatever you're building, it draws the same.
Kitchen remodel
TYPICAL $96,000 · 5 DRAWSBathroom remodel
TYPICAL $54,000 · 5 DRAWSBasement finishing
TYPICAL $82,000 · 5 DRAWSLandscaping
TYPICAL $68,000 · 5 DRAWSPool construction
TYPICAL $145,000 · 5 DRAWSObra speaks both languages of the American jobsite. Crews document in English or Spanish, and the proof reads the same in either one. Disponible en español.
Local money. Local builds. Licensed here.
Obra is built in Farmington and runs on a partnership with one of Utah's established title & escrow companies — the same kind of trust account that closes your house, now protecting your build.
Fair questions. Straight answers.
Who actually holds my money?
A licensed Utah title & escrow company — the same kind of regulated trust account used to close real estate every day. Funds are FDIC-insured and Obra never touches them. We build the software; licensed escrow officers move the money.
What if we disagree about whether a milestone is done?
The draw pauses. Funds stay in escrow — nobody can pull them — while both sides review the evidence and talk it through. Most disputes end fast when there's timestamped video instead of memory. If needed, a defined resolution process kicks in before anything moves.
Does the contractor have to wait around for my approval?
No. The moment a draw is submitted you get a notification, and most homeowners approve the same day — it takes about a minute to review. Reminders nudge automatically, and the typical draw releases within 24 hours of submission. That's still weeks faster than the industry's 74-day average.
What does it cost?
One flat fee per project, set when the project is funded — like a closing cost. No percentage of your build, no cut of the contractor's money, no surprises. Pilot projects get founder pricing.
Your next build could feel like this.
Piloting now with custom builds and remodels on the Wasatch Front. Come find out what a calm build feels like.