Landscaping money that moves when the yard does.
Landscaping is the trade where 50%-down horror stories grow best — big deposits, weather excuses, a yard that looks like a quarry for a month. On Obra the money releases as the yard actually changes.
You buy plants, stone, and irrigation before you see a dime, then wait out the invoice. On Obra the season's job is escrowed before the skid steer shows up, and each phase pays out the day it's approved.
Built for the way this goes wrong.
Built for the way you actually get paid.
No more quarry-phase panic
The messy middle is fine when your money is still in escrow and each phase releases on visible progress.
Materials verified, not just promised
Stone delivered, trees in the ground, heads popping — evidence, GPS-matched to your yard.
Seasonal jobs, protected either way
Weather delays don't strand your money; it waits in escrow until the work is real.
Stone and plant costs, covered fast
Hardscape and planting draws release same-day on approval — you stop fronting a nursery's worth of inventory.
The 'it's just dirt' argument dies
Grading and base-prep draws carry photo evidence — the invisible work finally gets paid like real work.
Win the bid at the kitchen table
"Your money sits in licensed escrow until you approve each phase" closes clients your competitors scare off.
A typical landscaping project on Obra: $68,000, five draws.
Every dollar is committed to licensed escrow at signing and releases per phase — when you've seen the evidence and tapped approve.same-day ACH each time the homeowner approves your evidence.
| Draw | Milestone | Amount |
|---|---|---|
| 01 | Demo & grading | $9,500 |
| 02 | Hardscape: stone & walls | $22,000 |
| 03 | Irrigation & lighting rough-in | $11,500 |
| 04 | Planting & sod | $16,000 |
| 05 | Final walkthrough & cleanup | $9,000 |
What homeowners ask about landscaping.
What landscaping pros ask.
Should I pay a landscaper 50% up front?
You shouldn't have to. On Obra you fund the full contract into licensed escrow — the contractor sees committed money, but it only releases phase by phase as grading, hardscape, irrigation, and planting are verified.
How do I verify work like grading or irrigation I can't judge?
Every draw carries timestamped, GPS-matched photos and video, and AI checks the evidence against the milestone scope before you review. You approve what's proven, not what's promised.
My material costs land in week one. Does escrow choke my cash flow?
The opposite — the schedule is yours to shape. Put real weight on the early hardscape draw; it releases same-day on approval, which beats floating stone on your card for 60 days.
What about weather delays?
Nothing punitive happens — funds simply wait in escrow. When the phase completes, the draw releases like any other. No 'the check was waiting on the rain' conversations.
Start your landscaping protected.
Bring your next landscaping job to Obra.
Now piloting with projects on the Wasatch Front.